T M Luckett Enterprises ("Company," "we," "our," or "us"). By purchasing our Debt Defense Response Kit ("Service"), you agree to these Terms and Conditions. Please read them carefully.
Refund Policy
All sales are final due to the nature of document preparation. We do not offer refunds. Please ensure that you understand and agree to the Service provided before completing your purchase.
Assignment of Claims
By purchasing our Service, you agree to assign and transfer 100% interest in any claims, demands, or causes of action of any kind whatsoever related to the following claims to T M Luckett Enterprises or Tempestt Luckett (“Assignee”), whose address is P O Box 271272, Houston, TX 77277, including its successors, assigns, and personal representatives:
The Truth in Lending Act (“TILA”) 15 U.S.C. § 1501The Fair Credit Reporting Act (“FCRA”) 15 U.S.C. § 1681-1681xThe Fair Debt Collection Practices Act (“FDCPA”) 15 U.S.C. § 1692-1692pUniform Commercial Code, Article 9, Part 6The Fair Credit Billing Act (“FCBA”) 15 U.S.C. 1666-1666jThe Telephone Consumer Protection Act (“TCPA”) 47 U.S.C. § 227Any applicable state laws related to consumer law, tort, and negligence legal claims
The Assignee may prosecute, collect, settle, compromise, and grant releases on said claims in its sole discretion, whether in its own name or under the Assignor’s name.
Limited Durable Power of Attorney
For the state of Texas, you grant a limited durable power of attorney to T M Luckett Enterprises or Tempestt Luckett to act on your behalf concerning any matters related to the Service provided. This power of attorney is limited to actions required to enforce or manage the claims assigned under Section 3 of these Terms and Conditions.
5. Limitation of Liability
Our liability is limited to the maximum extent permitted by law. We are not liable for any indirect, incidental, or consequential damages arising from the use of our Service.
6. Free from Errors & Omissions
While we strive to provide accurate and reliable information, we do not warrant that our Service is free from errors or omissions. The Company is not liable for any errors, inaccuracies, or omissions in the information provided. It is your responsibility to verify the accuracy and completeness of any documents or advice obtained through our Service.
7. Disclaimer
The Debt Defense Response Kit is designed to provide information and document preparation services to assist you with your debt defense needs. However, the Service is not a substitute for legal advice from a qualified attorney. The Company does not guarantee the outcome of any legal actions or disputes, and we are not responsible for any legal consequences resulting from the use of our Service. You should consult with a legal professional for advice specific to your situation.
8. Governing Law
These Terms and Conditions are governed by the laws of the State of Texas. Any disputes will be resolved in the courts of Harris County, Texas.
9. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our Service constitutes acceptance of the updated Terms and Conditions.
10. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
T M Luckett Enterprises
P O Box 541131
Houston, TX 77254
Email: [email protected]
Phone: 832-841-4019